AM Tools

SIP Calculator

Estimate your SIP maturity value based on monthly investment, expected annual return, and time period.

Enter monthly investment, annual return, and years, then click Calculate.

How it works

This tool uses a standard SIP future value formula with monthly compounding to estimate growth.

Formula / Logic

M = P × [((1 + r)^n - 1) / r] × (1 + r)

  • P = monthly investment
  • r = monthly return
  • n = total months

Important note

This is an estimate. Real market returns can vary.

Time Calculator

Use this calculator to add or subtract time duration from a selected clock time.

Choose a base time, enter hours and minutes, then add or subtract.

How it works

The tool converts time to minutes, applies the duration, and converts it back to time format.

Formula / Logic

Total minutes = base ± duration

Important note

The result wraps around a 24-hour clock.

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